The effect of interst rate spread on non-performing loans in Namibia

dc.contributor.authorSheefeni, Johannes P. S.
dc.date.accessioned2021-07-23T11:54:15Z
dc.date.available2021-07-23T11:54:15Z
dc.date.issued2016-01
dc.description.abstractThis paper investigated the impact of interest rate spread on non-performing loans in Namibia. The study employed the techniques of unit root, cointegration and error correction model technique on the quarterly data covering the period 2001 to 2014. The findings show that interest rate spread has a positive and statistical significant effect on non-performing loans in Namibia. Furthermore the study also showed that inflation has a positive though not statistical significant effect on non-performing loans in Namibia. Therefore, the positive impact of interest rate spread suggest that increase in interest margins has potential of increasing the probability of defaulting on loans by clients.en_US
dc.identifier.citationSheefeni, J. (2016). The effect of interst rate spread on non-performing loans in Namibia. European Journal of Business, Economics and Accountancy, 4(5), 31-40en_US
dc.identifier.issn2056-6018
dc.identifier.urihttp://hdl.handle.net/10566/6456
dc.language.isoenen_US
dc.publisherID publicationsen_US
dc.subjectInterest rate spreaden_US
dc.subjectNon-performing loansen_US
dc.subjectCommercial banksen_US
dc.subjectNamibiaen_US
dc.subjectError correction modelen_US
dc.titleThe effect of interst rate spread on non-performing loans in Namibiaen_US
dc.typeArticleen_US

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