An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa

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dc.contributor.advisorStoltz, Elizabeth
dc.contributor.authorNga, Marie-Therese
dc.contributor.otherDept. of Economics
dc.contributor.otherFaculty of Economics and Management Sciences
dc.date.accessioned2013-09-11T12:32:28Z
dc.date.accessioned2024-05-03T08:15:07Z
dc.date.available2007/09/21 14:51
dc.date.available2007/09/21
dc.date.available2013-09-11T12:32:28Z
dc.date.available2024-05-03T08:15:07Z
dc.date.issued2007
dc.descriptionMagister Economicae - MEconen_US
dc.description.abstractIn South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing ratios of household consumption resulting in dissaving and often unsustainable levels of household debt, which is also stimulated by the current lower level of interest rates. This situation is worse amongst poorhouseholds who also often experience financial shocks, for instance because of the death of family membersas a result of HIV/AIDS. This report provided an overview of household saving in South Africa for the period 1983 to 2003. It identified the main factors responsible for the lack of a commitment to saving which are particularly relevant in the case of poor households.en_US
dc.description.countrySouth Africa
dc.identifier.urihttps://hdl.handle.net/10566/12578
dc.language.isoenen_US
dc.publisherUniversity of the Western Capeen_US
dc.rights.holderUniversity of the Western Capeen_US
dc.subjectPersonal finance - South Africaen_US
dc.subjectSavings and thriften_US
dc.subjectMoney - South Africaen_US
dc.subjectSaving and investment - South Africaen_US
dc.titleAn investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africaen_US
dc.typeThesisen_US

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