Browsing by Author "Sheefeni, Johannes P. S."
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Item Analysing the relationship between economic growth and the insurance sector: Evidence from South Africa(University of Western Cape, 2021) Makeleni, Mphumzi; Sheefeni, Johannes P. S.The connection between the real economy and the financial sector continues to be a subject of debate amongst scholars. There is a plethora of studies dedicated to unravelling the relationship between economic activity and financial progress. However, a large share of those studies has concentrated on banking and the capital market industries; the studies that have undertaken to decipher the connection between the insurance industry and prosperity in the economy are insufficient. An understanding of the connection between the insurance industry and advancement in the economy is immensely important to effect judicious policy making, which will enhance and boost the economy. The primary goal of this study is to establish if there is a connection between the insurance industry and economic advancement in the South African context.Item The effect of interst rate spread on non-performing loans in Namibia(ID publications, 2016-01) Sheefeni, Johannes P. S.This paper investigated the impact of interest rate spread on non-performing loans in Namibia. The study employed the techniques of unit root, cointegration and error correction model technique on the quarterly data covering the period 2001 to 2014. The findings show that interest rate spread has a positive and statistical significant effect on non-performing loans in Namibia. Furthermore the study also showed that inflation has a positive though not statistical significant effect on non-performing loans in Namibia. Therefore, the positive impact of interest rate spread suggest that increase in interest margins has potential of increasing the probability of defaulting on loans by clients.Item The effects of interest rate spread on non-performing loans(Progressive Academic Publishing, 2016) Sheefeni, Johannes P. S.This paper investigated the impact of interest rate spread on non-performing loans in Namibia. The study employed the techniques of unit root, cointegration and error correction model technique on the quarterly data covering the period 2001 to 2014. The findings show that interest rate spread has a positive and statistical significant effect on non-performing loans in Namibia. Furthermore the study also showed that inflation has a positive though not statistical significant effect on non-performing loans in Namibia. Therefore, the positive impact of interest rate spread suggest that increase in interest margins has potential of increasing the probability of defaulting on loans by clients.Item Employment growth intensity in South Africa(University of Western Cape, 2021) Hendricks, Caelem Jesse; Sheefeni, Johannes P. S.The following research paper is based on employment intensity, arguing the notion that an increase in economic growth alone does not necessary increase the rate of employment in South Africa. In fact, other additional macroeconomic factors determine changes in the rate of employment, along with economic growth. This research measured the employment numbers in each South African sector with reference to sector-specific gross value added, to determine the level of elasticity of employment in each sector. This was done by extracting quarterly data in-between the year 1995 to 2019. For each sector, a unit root test was estimated, an ARDL bound test for cointegration, an error correction model. A stability and diagnostic test were conducted to test the fluidity of each regression model. The coefficient of each sector modelled indicated no correlation between employment and economic growth. In “all sectors”, the results of GVA were not influential enough to implement positive change in the levels of employment, thus, leading to jobless growth.Item The impact of bank-specific determinants on commercial banks’ liquidity in Namibia(Academic Research Publishing Group, 2016) Sheefeni, Johannes P. S.This paper examined the bank-specific determinants for commercial bank’s liquidity in Namibia. The study was based on quarterly data covering the period 2001:Q1 to 2014:Q2, utilizing the technique of unit root and ordinary least squares. The results of the unit root test showed that all variable were stationary in levels and thus, the ordinary least squares technique was used to conduct the estimation. The results revealed a statistical insignificant negative relationship between commercial bank’s liquidity and return on equity as a measure of commercial bank’s profitability. Furthermore, the results also showed a positive relationship between commercial bank’s liquidity and capital adequacy as well as between commercial bank’s liquidity and non-performing loans though statistical insignificant.Item Macroeconomic determinants of commercial banks’ liquidity in Namibia(Progressive Academic Publishing, 2016) Sheefeni, Johannes P. S.; Nyambe, Jacob M.Searching for new ways remains a primary concern among scholars. In this paper the macroeconomic determinants of commercial banks’ liquidity in Namibia were considered and analysed. The unit root, bound test for cointegration and error correction model were employed using quarterly data covering the period 2001 to 2014. The results revealed that real gross domestic product is the main determinant of commercial banks’ liquidity in Namibia. It was also found that monetary policy rate is positively related to banks’ liquidity though statistically insignificant. On the contrary, the results revealed a negative relationship between inflation and commercial banks’ liquidity.