Mansfield, Glen MartinHu, Guo DongFaculty of Economics and Management Sciences2013-11-262024-05-032010/01/172010/01/172013-11-262024-05-032008https://hdl.handle.net/10566/12704Magister Commercii (Information Management) - MCom(IM)This study will refer specifically to the reasons why SMEs are not willing to use e-payment as their first-choice method: the reasons hampering e-payment adoption.enElectronic payment (e-payment)Small to medium sized enterprises (SMEs)Electronic commerce (e-commerce)security of electronic payment (or electronic commerce)Information technology (IT) securityCommerce securitySocial legal protectionTraditional commerce culture of ChinaSouth AfricaThesisUniversity of the Western Cape