Mpanza, Ntobeko M.Bradley, HazelLaing, Richard2023-07-032023-07-032019Mpanza, N. M. et al. (2019). Reasons why insured consumers co-pay for medicines at retail pharmacies in Pretoria, South Africa. African Journal of Primary Health Care and Family Medicine, 11(1), a1878. https://doi.org/10.4102/ phcfm.v11i1.18782071-2936https://doi.org/10.4102/ phcfm.v11i1.1878http://hdl.handle.net/10566/9184Costly prescription medicines with existing cheaper alternatives tend to be purchased by medically insured consumers of healthcare. In South Africa medical scheme members pay higher out-of-pocket payments for medicines than those without insurance.This study explored reasons for co-payments among insured Pretoria medical scheme members purchasing prescription medicines at private retail pharmacies, despite being insured and protected against such payments.enPublic healthNational Health InsurancePharmacistSouth AfricaMedicineArticle