Jantjies, MmakiDe Villiers, Zita Kim2022-08-022024-05-032022-08-022024-05-032022https://hdl.handle.net/10566/12665Magister Commercii - MComThe financial services industry deals daily with vast amounts of data. In this study, the researcher intends to investigate if data is used ethically for the purpose of analytics within this industry. The aim of this study is to determine if financial institutions have the means to manage ethical behaviour when analysing data that has been collected. As such, this study explores the awareness and governance around the ethical use of data within financial services. It also investigates how the relationship between customers and data analytics impacts their experiences, by exploring concepts of trust, transparency, and privacy of customer data. The study proposes a conceptual framework to support the ethical use of data, specifically in the financial services sector.enData analyticsData ethicsCustomer analyticsFinancial industrySouth AfricaUniversity of the Western Cape